About FightMedicalBill.com
After receiving a shocking $34,000 hospital
bill following emergency surgery, I spent
years learning everything about medical
billing, patient rights and hospital
negotiation tactics.
What I discovered changed everything:
- 80% of medical bills contain errors
- Hospitals charge 3x more than insurance pays
- Almost nobody knows they can negotiate
- Hospitals are legally required to offer
charity care
I created FightMedicalBill.com to share
everything I learned — completely free.
Every guide, script and checklist on this
site is designed to help you understand,
dispute and reduce your medical bills.
Our Commitment:
✅ 100% free guides — always
✅ Plain English — no jargon
✅ Practical scripts you can use today
✅ Updated regularly with new information
About the Author
Hi, I’m Subramani, the person behind FightMedicalBill.com. I have 15 years of experience in SEO and content research, and I’ve spent the past several years specifically researching medical billing practices, patient rights, and hospital negotiation tactics — including going through the process myself after an unexpected hospital bill.
I’m not a lawyer, doctor, or financial advisor. Everything on this site is based on public resources from organizations like the Consumer Financial Protection Bureau (CFPB) and the Centers for Medicare & Medicaid Services (CMS), combined with my own research and testing of the scripts and strategies shared here. I write and maintain a small number of independent, informational websites, and FightMedicalBill.com is one of them.
This site is for general informational purposes only and is not a substitute for professional legal, medical, or financial advice. If you’re dealing with a serious billing dispute, consider also consulting a licensed patient advocate, attorney, or financial counselor.
Our editorial process
Every guide on this site is researched against primary sources — the No Surprises Act and its implementing regulations, CMS hospital price transparency rules, the Fair Debt Collection Practices Act, IRS rules on nonprofit hospital charity care requirements (501(r)), and state-specific statutes where relevant — rather than summarized from other blogs. We update guides when the underlying rules or dollar thresholds change, and we try to give exact scripts and step-by-step processes rather than vague advice, since specificity is what actually helps someone through a real billing dispute.
What this site is not
FightMedicalBill is not a law firm, a debt settlement company, or a medical billing advocate service, and nothing on this site is legal or financial advice. We don’t negotiate with hospitals or collectors on your behalf. Medical billing disputes can involve real complexity — insurance appeals with strict deadlines, state-specific collection laws, and hospital financial assistance policies that vary widely — where a licensed patient advocate, a legal aid attorney, or your state’s insurance regulator may be the right next step beyond what a guide like this can cover. Our goal is to give you the specific knowledge and scripts to handle the majority of billing situations yourself, and to know when a situation calls for more than that.